RAKBANK Emirates Skywards Mastercard

Welcome Bonus Skywards Miles

• If you apply by 30 September 2023, as a new cardholder you will be entitled to a one‑time credit of 20,000 Skywards Miles upon payment of the joining fee in full.
• If you cancel and subsequently re‑apply for the card, you will not be eligible to earn the bonus Skywards Miles again.

Skywards Miles earning

• You can earn up to 40,000 Miles every month based on your spends:
  • +AED 2,000 = 600 Miles
  • +AED 5,000 = 2,000 Miles
  • +AED 10,000 = 5,000 Miles
  • +AED 20,000 = 8,000 Miles
  • +AED 30,000 = 11,000 Miles
  • +AED 40,000 = 16,000 Miles
  • +AED 50,000 = 20,000 Miles
  • +AED 75,000 = 30,000 Miles
  • +AED 100,000 = 40,000 Miles
• Eligible spends are retail spends made on the card except for cash advances, balance transfers, Credit Card Cheque/Smart Cash, foreign currency or remittance transactions conducted at Exchange Houses, purchase of savings certificates, bonds and other debt instruments, fees and charges paid on the Card account including late payment charges, finance charges, joining fees, annual membership fees and/or any other service fee, utility bill payments made through RAKBANK Digital Banking and/or by utilizing any other payment channel provided by RAKBANK, interest and/or processing fee paid for converting original transactions to Easy Payment Plans (EPP) and any other transactions that the Bank decides are disputed, erroneous, unauthorized, illegal and/or fraudulent.
• You will earn Miles for all retail spends across all categories, however, should the monthly spends on special categories as listed below exceed 50% of the total monthly spends, you will be awarded with only half the eligible Miles for that month. The Bank reserves the right to change the threshold and/or the list of special categories at any time. Special categories include: Grocery and Supermarkets, Quick Service Restaurant (i.e. fast food restaurant), Insurance, Car dealership, Petroleum, Transit, Government Services, Utility Payments, Real Estate, Education and Telecommunication Payment ‑ as defined by Mastercard.
• Skywards Miles earning is up to the credit limit assigned to the credit card for each statement cycle.
• Skywards Miles will be credited to the primary credit cardholder's Emirates Skywards account within 2 weeks of the billed transaction.
• Skywards Miles earned by supplementary cardholders will be credited to the primary cardholder’s Emirates Skywards account.
• The number of Skywards Miles earned from card spend will be displayed on the primary cardholder's monthly card statement.
• Where a refund is made on a card, the Skywards Miles total will be adjusted accordingly by the Bank from subsequent Miles earnings.
• If you are an existing Emirates Skywards member, you need to enter your existing membership number when applying for the card.
• If you are not an existing Emirates Skywards member, your personal information will be shared by the Bank with Emirates to enrol you in the Emirates Skywards programme.

Emirates Skywards Silver status

• The Silver status will be awarded to the primary cardholder.
• The Silver status is valid as long as the Credit Card is active.
• Please allow up to 10 days from card approval to be enrolled or upgraded to Emirates Skywards Silver status.
• An email confirmation of your status will be sent with instructions on how to view and download your Emirates Skywards Silver digital card.
• If you are an existing Emirates Skywards Gold or Platinum member, your existing status will not be affected.

Emirates Skywards Gold status

• You will be awarded Gold status for 1 year by spending a minimum of AED 5,500 on Emirates flights and maintaining an average quarterly balance of AED 500,000 in a RAKBANK Emirates Skywards Savings Account.
• To retain Gold status, you need to meet the above criteria annually, or qualify as per the Emirates Skywards programme rules.
• If you are an existing Gold member, your Gold status will be extended for one year from the card issuance date.
• If you are an existing Emirates Skywards Platinum member, your existing status will not be affected.

Vouchers

• If you are a new RAKBANK customer, your online application gets you access to vouchers worth over AED 2,000.
• AED 1,500 redeemable towards a hotel stay at Rixos Premium JBR, a voucher worth AED400 redeemable as store credit on Desertcart.ae and AED120 worth of credit on VoucherSkout.
• To learn about the benefit and conditions click here.

Lounge access via LoungeKey

• You can access all lounges under the LoungeKey programme offered by VISA.
• You and a guest are entitled to unlimited access to more than 1,000 lounges worldwide.
• To avail this benefit, you need to present your card at the lounge reception
• For more details and applicable lounge locations please visit loungekey.com

Golf privileges in the UAE

• To learn about the benefit and conditions please visit: www.rakbank.ae/ek

Travel insurance

• To learn about the benefit and conditions please visit https://www.mastercard.ae/en-ae/consumers/find-card-products/world-elite/insurance.html

Airport transfers

• This benefit is available 6 times a year to the primary cardholder.
• Cardholders need to make their travel booking on their card to be eligible for the service.
• To learn about the benefit and conditions please visit: www.rakbank.ae/ek

Dining offers

• To learn about the benefit and conditions please visit, please visit www.rakbank.ae/ek

Emirates Skywards Programme Rules apply.

RAKBANK Terms and conditions apply.